Mega Cash GO offers loan between $300 and $5000! The amount you can borrow will be based on the amount you ask for and your personal circumstances at the time you apply.

Mega Cash GO will perform an identity and credit check with a credit reporting bureau, as well as assess your income and expenses to ensure that the product you choose is right for you.

You’ll always see a clear breakdown of all your fees and repayments before you confirm your loan. As a quick reference, though, here’s a general breakdown of fees:

Small Loan: If the principal amount you borrow is between $300 – $2,000 you’ll pay:

• Establishment fee: 20% of the principal amount

• Monthly loan fee: 4% of the principal a month

Medium Loan: If the principal amount you borrow is between $2, 050 – $5,000 you’ll pay:

• Establishment fee: $400 flat rate

• Interest Rate: 36% per annum

• Comparison Rate: 53.3385% per annum
  
  The comparison rate is based on an unsecured loan for an amount of $2500 over 2 years with a $400 establishment fee.

Mega Cash GO has tried to make our application process quick and easy! We don’t like paper and boring consultation meetings. We do still need to know some things though…

What you will need to apply:

• Your internet banking details
• Two of the following forms of identification (Drivers license, Medicare card or Passport)
• Your BSB and bank account number (so we know where to deposit your money)
• Plus all the usual stuff like your name, DOB, address, employment information and details on your current expenses

Apply: Apply here and answer some basic questions or download our app and apply.

Link: Link your bank account for same day approvals and funds delivery.

Verify: For security purposes, we’ll request that you verify your ID.

Approval: Your loan application is either approved or denied. Either way, you’ll know if your loan’s been approved before the end of the day.*

*application must be received before 3:30pm AEST /AEDT on a business day

Funds delivered! Once you’re approved, we’ll send you a direct deposit.

Mega Cash GO are responsible lenders and therefore perform a credit check to help evaluate your loan application.

If you have a default on your credit file, don’t worry – we may still be able to help you depending on the situation.  While credit history is a vital part of our assessment, we also take other factors into account!