Website Terms of Use

1. Introduction

Mega Cash GO Pty Ltd (ABN 30 664 440 055), operating under the brand Mega Cash GO, provides access to its web application (“app”) free of charge for the purpose of providing information about Mega Cash GO, its capabilities, and the services it offers to customers. By accessing and using this web app, you agree to these terms and conditions.

2. Copyright and Trademarks

Copyright in all material (including any compilation) in the web app is owned by, or licensed to, Mega Cash GO Pty Ltd. No materials on this app may be reproduced, altered, or further distributed without the prior written permission of Mega Cash GO Pty Ltd.

All trade names, trademarks, service marks, logos, and trade styles in the web app are owned by Mega Cash GO Pty Ltd. Proper use is limited to use in connection with the products and services of Mega Cash GO Pty Ltd and its affiliates, and no other use is permitted without the prior written permission of Mega Cash GO Pty Ltd.

3. Collection of Personal Information

Mega Cash GO may collect and store personally identifiable information about users who voluntarily submit information via the web app. We may also collect and store aggregate or anonymous information about user interactions with and usage of the app, including through cookies.

We may use the collected information to contact you about our products and services. If you no longer wish to receive communications from us, you may request to have your information deleted by emailing us at customercare@megacashgo.com.au. For more information on how we handle your personal information, please refer to our Privacy Policy.

4. User Responsibility

By using this web app, you agree to provide true, accurate, current, and complete information about yourself and any accounts that you hold or maintain elsewhere, and you agree not to misrepresent your identity or account information. You agree to keep your account information up to date and accurate.

5. Use of Credit Sense as a Service Provider

Mega Cash GO uses Credit Sense as a third-party service provider to securely access your bank statements for verification purposes, including transaction history from the last 90 days. Your internet banking login details are required for this process.

You authorise Mega Cash GO and Credit Sense to access third-party sites designated by you, on your behalf, to retrieve information requested by you, and to register for accounts on your behalf. You acknowledge that Mega Cash GO and Credit Sense are acting as your agents in this process and not as agents for, or on behalf of, any third-party financial institutions.

6. Bank Login Details

Your bank’s terms and conditions may prevent you from disclosing your internet banking login details to anyone. You should contact your bank for more information about this. To the extent permitted by law, Mega Cash GO disclaims any responsibility for breaches of your bank’s terms by disclosing such information and shall not be liable for any loss arising from such breaches.

7. Submission of Ideas and Materials

Mega Cash GO’s policy is not to accept or consider unsolicited ideas or materials. If you submit any materials in violation of this prohibition, we reserve the right to consider all such materials as non-confidential and free of any proprietary or personal claims. All rights in such materials will be our property, and we may use them for any purpose, including advertising, without compensation or obligation.

8. Limitation of Liability

Mega Cash GO assumes no liability for the security of this web app or for any communication via the app. It is prohibited to link third-party websites to this app without prior written permission. While we may allow third-party links, Mega Cash GO does not accept responsibility for the content of such sites or for any actions taken by third parties.

9. Prohibited Use

You agree not to use this app to disrupt, damage, or interfere with the app, its contents, or security measures, or to harass or disparage Mega Cash GO or its products or services. Unsolicited email (spam) directed to or through this app is strictly prohibited.

10. Third-Party Material

If you believe any material on this app violates the rights of third parties, please contact us with the details at customercare@megacashgo.com.au for further action.

11. Data Retention and Account Deletion

Mega Cash GO retains your personal information for a minimum of seven (7) years after your last interaction with us, as required by law, including under the Corporations Act 2001 (Cth) and Privacy Act 1988 (Cth).

You may request the deletion of your account at any time by contacting us at customercare@megacashgo.com.au. While your account will be deactivated, we will retain your information for the required retention period of seven years, after which your information will be securely destroyed or permanently de-identified.

12. Use of Cookies and Analytics Tools

Mega Cash GO uses cookies to collect data about how users interact with our web app, including IP addresses and browsing details. We use these tools to improve our services and personalise your experience.

We may use Google Analytics and other online advertising tools. These tools collect data that can be used for remarketing and advertising purposes across third-party sites. You can opt out of Google Analytics by visiting this link.

13. Target Market Determination (TMD)

As a responsible issuer and distributor of financial products, Mega Cash GO ensures its products are designed to be consistent with the likely objectives, financial situations, and needs of the consumers for whom they are intended. We have prepared a Target Market Determination in accordance with the Design and Distribution Obligations under Part 7.8A of the Corporations Act 2001. A copy of the Target Market Determination can be accessed here.

14. Warranties and Disclaimers

This App is offered AS IS and without warranties of any kind. Mega Cash GO disclaims any implied warranties of merchantability, fitness for a specific purpose, or non-infringement. We are not responsible for the timeliness, accuracy, availability, or functionality of the App, nor are we liable for any damages or losses suffered due to accessing the App.

15. Governing Law

This app and these terms and conditions are governed by the laws of New South Wales, Australia. Any claims related to this App or these terms and conditions must be filed in the courts located in New South Wales.

16. Changes to Terms and Conditions

Mega Cash GO reserves the right to revise and update these terms and conditions at any time. Any updates will take effect upon posting to this app.

Contact Information:

For any questions or concerns regarding these Terms and Conditions, please contact us:

Mega Cash Go Pty Ltd
Level 15, 175 Pitt Street,
Sydney, NSW 2000, Australia
PO Box Q1168 Queen Victoria Building,
NSW 1230, Australia
Phone: 1800 841 013
Email: customercare@megacashgo.com.au